Okay, to make sure that said, why don’t we consider possibilities. And here you will have been. Have you any idea in case your loan officer checked this 1?
I do not know the information on your situation, but Traditional capital enables you set only step three% down, that’s significantly less than simply FHA. This new poor situation are a great 5% deposit.
Here’s my personal last think, and it is a long decide to try, nevertheless could work. If you can qualify for fully amortized fee to have FHA, when you can score a letter away from Navient claiming what one payment could well be, you should be able to find one to signed off by an underwriter.
In the event the not one of those alternatives are working, and you also genuinely believe that you’ll be able to skip your own fifteenth intimate day, the actual only real most other question I am able to promote is to present you to that loan administrator who’s got experience with these guidelines having an additional thoughts.